Reinsurer Exodus…

𝗥𝗲𝗶𝗻𝘀𝘂𝗿𝗲𝗿 𝗘𝘅𝗼𝗱𝘂𝘀... For those in the know, several well‑known reinsurers have materially reduced their exposure to the medical stop‑loss market — across XOL, quota share, direct writing… in some cases, all three. Others are, let’s say, operating with elevated heart rates (not a technical actuarial term 😄). Despite meaningful rate increases in what many describe [...]

By |2026-02-23T00:32:37+00:00February 22nd, 2026|Risk, Uncategorized|Comments Off on Reinsurer Exodus…

Banking, Reinsurance, and the Fed: A Thought Experiment on Risk Pools

Banking, Reinsurance, and the Fed: A Thought Experiment on Risk Pools What if we looked at banks the way we look at insurers—and the Federal Reserve as an excess-of-loss carrier? And what if we removed that carrier from the stack? The Core Analogy: Banking Is a Risk Business Banks transform short-term deposits into long-term loans. [...]

By |2025-08-19T13:49:49+00:00August 19th, 2025|Risk|Comments Off on Banking, Reinsurance, and the Fed: A Thought Experiment on Risk Pools
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